Whether you’re just starting off with your first car and need to get insurance for the first time, or you just want to change up from the company you’re with now, finding the right car insurance plan can be difficult. With so many different companies and plans to choose from, you may find it more than a bit challenging just trying to decide which way to turn, but with a few tips you should be well on your way.

In most states, successfully completing a driver’s education program is a prerequisite for getting a driver’s permit. Without this permit, of course, you cannot get a driver’s license. Consequently, formal driver’s education is the most important step to having the freedom to operate a motor vehicle.

Buying car insurance can be stressful and confusing because so many factors influence the price. Although a good insurance agent will explain all of them to you, you should know all of them before calling an agent.  That way, you won’t be pressured into making a quick, perhaps unwise, decision. Here is a list of the major factors that influence your car insurance rates.